Your Credit Card was cloned and used in Bulgaria!

Everyone is afraid (and rightly so) of identity theft. The idea that someone might be getting away with your credit card information is frightening. Unfortunately, scammers prey on this fear, by faking emails from your credit card company. This one is doubly frightening, because the scammer tells you that your card has been accessed out of country. Somehow that makes it seem even less likely that you'll ever get your money back.

This is a scam. Ignore this email. Want proof that it's a scam? I got a copy of it, and I don't own a VISA card.

Dear VISA Member!
Attention! Your VISA Credit Card has been violated!
Someone from Bulgaria tried to access your personal account from 2 different ATM's but with wrong pin! We were forced to freeze your Credit Card until you will confirm your identity online!
Please click the link below and enter your account information to confirm that you are not currently away. You have 3 days to confirm account information or your account will be locked.
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Thank you for using Visa!
Verified by Visa Team
Please do not reply to this e-mail. Mail sent to this address cannot be answered.
VISA Email ID VU294E22